



We’ve helped over 1,200 clients have erased collections, late payments, and more — for good.
Most clients see real score changes within their first billing cycle.
Every dispute is personalized to your credit goals — no cookie-cutter templates..
We guide and educate you every step — no jargon, just real help.
Track every dispute and see your results in real time inside your client portal.

We’ve helped over 1,200 clients have erased collections, late payments, and more — for good.
Most clients see real score changes within their first billing cycle.
Every dispute is personalized to your credit goals — no cookie-cutter templates..
We guide and educate you every step — no jargon, just real help.
Track every dispute and see your results in real time inside your client portal.




Choose Singles or Couples Credit Transformation Accelerator. This decides which program fits your situation.

We look at your credit reports and challenge any wrong, old, or questionable items with Equifax, Experian, and TransUnion — so you don’t have to do it yourself.

We keep track of what changes and update you along the way. You’ll know what we did and what to do next.
Hi, I’m Cedetria Tranchant, founder of 1Eleven Consulting. I know exactly how much great credit can change your life—because I’ve lived it. Not too long ago, my credit score was deep in the 400s. I was weighed down by debt, stressed about money, and constantly hearing “no” from lenders. It felt like my dreams were on hold. But I decided that bad credit wasn’t going to be the end of my story.
I dug in, learned the strategies, and put in the work—the very same methods I now share with my clients. In less than a year, I took my score from the 400s to the 800s. That change didn’t just improve my credit—it opened the door to a completely different life. I paid off debt, gained financial stability, and leveraged my credit to create cash flow and build wealth through real estate.
Now, I help others do the same. At 1Eleven Consulting, I work with individuals who are ready to repair their credit, rebuild their finances, and create a stronger foundation for their future. I’ve helped clients break free from debt, secure better lending opportunities, and finally feel in control of their financial lives.
What makes me different? I’ve been where you are. I understand the embarrassment of a credit denial, the frustration of debt, and the anxiety of feeling stuck. But I also know the freedom of breaking through those barriers and creating opportunities you once thought were out of reach.
If you’re ready to transform your credit, rebuild your finances, and open the door to new possibilities, I’m here to guide you every step of the way. Let’s make it happen—together.


Hi, I’m Cedetria Tranchant, founder of 1Eleven Consulting. I know exactly how much great credit can change your life—because I’ve lived it. Not too long ago, my credit score was deep in the 400s. I was weighed down by debt, stressed about money, and constantly hearing “no” from lenders. It felt like my dreams were on hold. But I decided that bad credit wasn’t going to be the end of my story.
I dug in, learned the strategies, and put in the work—the very same methods I now share with my clients. In less than a year, I took my score from the 400s to the 800s. That change didn’t just improve my credit—it opened the door to a completely different life. I paid off debt, gained financial stability, and leveraged my credit to create cash flow and build wealth through real estate.
Now, I help others do the same. At 1Eleven Consulting, I work with individuals who are ready to repair their credit, rebuild their finances, and create a stronger foundation for their future. I’ve helped clients break free from debt, secure better lending opportunities, and finally feel in control of their financial lives.
What makes me different? I’ve been where you are. I understand the embarrassment of a credit denial, the frustration of debt, and the anxiety of feeling stuck. But I also know the freedom of breaking through those barriers and creating opportunities you once thought were out of reach.
If you’re ready to transform your credit, rebuild your finances, and open the door to new possibilities, I’m here to guide you every step of the way. Let’s make it happen—together.
No. A consultation is optional, not required.
Once you enroll, you’ll receive onboarding instructions and secure access to our client portal. All communication is handled efficiently through email and the portal so we can stay focused on getting results.
If you feel more comfortable speaking with us first, you’re welcome to book a consultation here: https://calendly.com/1elevenconsulting-info/15-min-consultation?month=2025-10
Most clients begin seeing noticeable improvements within 30 to 90 days.
Timelines depend on factors such as:
1. The number of negative items
2. How recent or severe those items are
3. Credit bureau response times
We begin working on your file as soon as onboarding is complete.
We dispute closed negative accounts that may be inaccurate, incomplete, outdated, or unverifiable.
We do not:
Create false information
Remove accurate, verified, or current obligations
All work is done using consumer protection laws and compliant credit repair practices.
We guide you on:
Reducing utilization
Adding positive credit activity (when appropriate)
Avoiding common mistakes that slow progress
Credit repair works best when strategy + behavior are aligned — we help with both.
We use MyFreeScoreNow so both you and our team can securely access your full credit reports from Experian, Equifax, and TransUnion.
MyFreeScoreNow charges a separate monthly fee of $29.90 for ongoing access to refreshed credit reports and scores. This service is required while you are enrolled so we can:
1. Monitor changes to your credit file
2. Identify updates and responses from the bureaus
3. Send accurate dispute rounds each month
You must remain active and up to date with your MyFreeScoreNow account for us to continue working on your credit file. This ensures transparency and allows you to track progress in real time.
Once all onboarding information has been received, please allow up to 2 business days for us to prepare and send your first dispute round to the three consumer reporting agencies (Experian, Equifax, and TransUnion). Once disputes are delivered, official processing time begins.
Your enrollment includes 6 dispute rounds, which typically spans up to 6 months. Each round is strategically timed to allow bureaus to investigate and respond before the next action is taken.
While every credit file is different, many clients begin seeing results within the first 30–90 days, with continued progress throughout the program.

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